7 things you need to get a loan modification
I received a call from a woman the other day who was looking for someone to help her modify her loan. As she began to describe her...
When it's too late vs. when it's REALLY too late
I’ve had two similar cases come across my desk recently. They’re similar because both of these people pulled their heads out of the sand...
You sure you want to co-sign?
Your son and his wife are first time home buyers. They have pretty good jobs and decent credit. He and his wife have their eyes on a...
Don't fall into the trap
Picture this scenario: you were involved in a foreclosure action some years ago, but it went nowhere. You applied for a modification,...
How are you going to stop this mail?
In an earlier post, I mentioned that one of the unanticipated consequences of falling behind on your mortgage and finding yourself in...
Avoiding the modification magicians
If you’re facing foreclosure, you’ve probably started to receive offers from people or companies that market themselves as loan...
The devastating consequences of ignoring your mortgage problem
Last time, I told you that when you fall behind on your mortgage, the first person you need to speak with is a real estate agent. That’s...
The biggest mistake people make when they fall behind
You’re a proud homeowner. You scratched and saved every penny until you could afford to put a down payment on the house you wanted – the...