The cost of fighting with your family
You never thought it would come to this. After all, these were the same people who you used to spend your Sunday afternoons with at your grandparents’ house. You celebrated Christmases with them and went to their birthday parties growing up. They went to your wedding. They went to your children’s weddings. So of course, you were shocked when you were served with a summons and complaint, and you find out that your once-close family members are suing you. It could be your
When it's time to press the panic button
You’ve been in foreclosure for a while, but now it’s really time to panic: you’ve been served with a notice of sale. You fell behind on your mortgage payment a long time ago and you didn’t do anything about it. The collections calls started, but you started dodging them. You blocked the collector’s phone number and you stopped receiving calls. Or, you just stopped picking up the phone at home when you didn’t recognize the number. You were served with the summons and compla
How your divorce leads to foreclosure
Making the decision to get divorced is one of the toughest decisions you’ll have to face in your lifetime. Your life is being turned upside down. You broke the news to your family and friends, who were sad to hear the news. You might have been to therapy. You tried to work on your marriage, but you know it’s time to move on. You might have been cheated on. You feel angry, betrayed, self-conscious. You don’t know how to feel now, but you know that your life will never be
Avoiding the modification magicians
If you’re facing foreclosure, you’ve probably started to receive offers from people or companies that market themselves as loan modification specialists, who promise that they’ll reduce your interest rate to 2% for the life of your loan, or that they’ll knock off half of the principal balance of your loan, or that they’ll get rid of all of the accrued interest and you can just go back to making your regular mortgage payment. All after paying them a small fee, of course. Thes